​Retirement is a well-deserved achievement after a lifetime of work. It offers freedom from a conscripted schedule and the chance to volunteer, enjoy hobbies or spend time with family. Pensions can provide financial security, and employees typically "vest" or become eligible

for them after reaching certain milestones. Eligibility may be achieved at a certain age, after a number of years of service or a combination of the two. The more an employee works beyond the minimum eligibility re